scottish provident

Scottish Provident, along with Bright Grey, are the insurance arm of one part of the UK's largest mutual life and pension provider Royal London with funds of £51.1 billion pounds. Founded in 1861, Royal London is a friendly society with a view that bringing companies together offered financial security to their members. This has continued today by adding companies like Royal London 360, Royal London Plus, Scottish Life, Money vista, Royal London Asset Management, Ascentric and Caledonian life as part of their financial arm. The newest companies to join were the co-operative asset management and co-operative investments in 2013. The Royal London brand has good financial strength and is rated highly from a many industry bodies. With Standard & Poor they have an A, A2 with Moodys and with AKG it’s a B+.

The company has over 3040 employees and from 2013 had over 3.6 million customers.

  • Critical illness Cover claims paid 91%
  • 100% life claims paid in 2013
  • 1 billion paid since 1996
  • £292,427 paid on average daily with critical illness



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